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You're in a car accident. What do you do now?

In driver's training, they taught you how to stay safe and avoid car accidents. Your parents did the same thing when you drove with them. Everything you learned focused on preventing accidents, avoiding hazards, limiting risks and things of this nature.

Those are important skills to learn, but they do not mean you'll never get in a wreck. When another driver runs a stop sign and hits your car, you realize that no one spent all that much time telling you what to do after an accident. If it's your first one, it doesn't matter if you're 16 or 60. You've never been through this before and you have no experience. Now what do you do?

When do you need to talk with police in an investigation?

Assisting law enforcement in an investigation is often a legally dangerous thing to do. Anything that you say to law enforcement will undoubtedly get recorded, potentially for later use in court. Seemingly innocuous bits of information that you offer in the hope of helping them solve the case could end up making you look like a suspect.

Even if you don't believe that law enforcement has any degree of suspicion toward you related to a crime, you need to be incredibly careful about what you say. Understanding when law enforcement can compel you to talk is important, because it will help you make more informed decisions about whether talking with them is in your best interest.

Protect yourself by understanding common causes of car accidents

When you get behind the wheel, you should do so with the idea that you'll make it to your destination without any trouble. For example, knowledge of the most common causes of car accidents can keep you safe.

Here are seven causes of car accidents that can sneak up on you at any time:

How can you tell if an insurance offer is too low after a crash?

Most people find themselves facing serious financial concerns in the days immediately following a serious motor vehicle crash. Major injuries often mean that you can't return to work. Even if you have short-term or temporary disability insurance available, you will likely have to miss several days of work before those benefits start.

It could be weeks before you receive any sort of check from the insurance company. There are also medical expenses to consider along with the expense related to the repair or replacement of your vehicle. You may find yourself with extremely low cash reserves or even living on credit in the days that follow a major collision.

These child custody holiday tips will serve you well

Issues regarding child custody have the potential to come to light at any time of the year. However, the holidays can magnify your parenting situation, thus bringing additional challenges to your life.

You want to spend as much time as you can with your children during the holiday season. Just the same, you should expect your ex-spouse to have the same feelings.

These 5 co-parenting tips will suit you well

After divorce, you need to do your part in keeping things together for your child. With the right approach, you can provide your child with the life they deserve despite your personal problems.

Co-parenting is never easy, especially in the early weeks and months. Just when you think you have everything in order, another challenge moves to the forefront and you feel like you're back at square one.

What’s your approach to rush hour traffic?

The way you approach rush hour traffic can be the difference between safely reaching your destination and running into trouble along the way. Since you never want to be part of a car crash, it's best to focus on your safety every time you get behind the wheel.

There are many things that make rush hour driving dangerous, including the fact that there are more vehicles on the road.

Are modern cars just too distracting?

Think about your standard car from the 1970s. In terms of technology, it had a radio, but that was about it. You had crank windows, not powered ones. You had a map in the glove box, not a GPS system built into the dash. Everything you needed to adjust had to be done by hand -- the mirrors, the seats, the heater and the music, just to name a few options.

By today's standards, these were very spartan, utilitarian cars. They got you from one place to another, but they did not do much else. Drivers kept their hands on the wheel and their eyes on the road.

The do's and don’ts of making a car insurance claim

A motor vehicle accident of any kind can alter your life in a number of ways. In addition to injuries, you must also consider the damage to your vehicle.

Once you receive medical treatment and have a clear idea of what the future holds in regards to your injuries, you can then turn your attention to making a car insurance claim.

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The Law Offices of Ossie Brown
123 Saint Ferdinand Street
Baton Rouge, LA 70802

Phone: 225-424-7388
Fax: 225-334-7824
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