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Protect yourself by understanding common causes of car accidents

When you get behind the wheel, you should do so with the idea that you'll make it to your destination without any trouble. For example, knowledge of the most common causes of car accidents can keep you safe.

Here are seven causes of car accidents that can sneak up on you at any time:

  • Distracted driving: It's only one text message. You're only turning around for one second. It's easy to assume that a minor distraction is no big deal, but it could lead to a serious accident.
  • Driving under the influence of drugs or alcohol: Even with laws in place, many people have too much to drink before taking the road. If you have any reason to believe your blood alcohol level is .08 or higher, stay off the road. If you are unsure, make it a habit to never drive after having even a single drink.
  • Drowsy driving: Falling asleep at the wheel is a major concern, as a wave of fatigue can hit you unexpectedly. If you're too tired to drive, pull to safety and get some rest.
  • Speeding: This is an easy one to avoid if you follow the speed limit. Unfortunately, there are times when you lose track of how fast you're traveling, which increases the risk of an accident.
  • Reckless driving: There are many forms of reckless driving, such as illegal passing, excessive speeding and aggression toward other drivers.
  • Inclement weather: For example, if a rainstorm moves into the area, you need to change your driving style. In addition to slowing down, turn on your windshield wipers and use your headlights. Also, consider pulling over if visibility is too low.
  • Nighttime driving: Many people who are good drivers during the day struggle to maintain the same level of safety after the sun goes down. The best way to avoid trouble is to stay off the road when it's dark.

How can you tell if an insurance offer is too low after a crash?

Most people find themselves facing serious financial concerns in the days immediately following a serious motor vehicle crash. Major injuries often mean that you can't return to work. Even if you have short-term or temporary disability insurance available, you will likely have to miss several days of work before those benefits start.

It could be weeks before you receive any sort of check from the insurance company. There are also medical expenses to consider along with the expense related to the repair or replacement of your vehicle. You may find yourself with extremely low cash reserves or even living on credit in the days that follow a major collision.

These child custody holiday tips will serve you well

Issues regarding child custody have the potential to come to light at any time of the year. However, the holidays can magnify your parenting situation, thus bringing additional challenges to your life.

You want to spend as much time as you can with your children during the holiday season. Just the same, you should expect your ex-spouse to have the same feelings.

These 5 co-parenting tips will suit you well

After divorce, you need to do your part in keeping things together for your child. With the right approach, you can provide your child with the life they deserve despite your personal problems.

Co-parenting is never easy, especially in the early weeks and months. Just when you think you have everything in order, another challenge moves to the forefront and you feel like you're back at square one.

What’s your approach to rush hour traffic?

The way you approach rush hour traffic can be the difference between safely reaching your destination and running into trouble along the way. Since you never want to be part of a car crash, it's best to focus on your safety every time you get behind the wheel.

There are many things that make rush hour driving dangerous, including the fact that there are more vehicles on the road.

Are modern cars just too distracting?

Think about your standard car from the 1970s. In terms of technology, it had a radio, but that was about it. You had crank windows, not powered ones. You had a map in the glove box, not a GPS system built into the dash. Everything you needed to adjust had to be done by hand -- the mirrors, the seats, the heater and the music, just to name a few options.

By today's standards, these were very spartan, utilitarian cars. They got you from one place to another, but they did not do much else. Drivers kept their hands on the wheel and their eyes on the road.

The do's and don’ts of making a car insurance claim

A motor vehicle accident of any kind can alter your life in a number of ways. In addition to injuries, you must also consider the damage to your vehicle.

Once you receive medical treatment and have a clear idea of what the future holds in regards to your injuries, you can then turn your attention to making a car insurance claim.

Driving after drinking is illegal in Louisiana

In a state largely known for the laissez les bon temps rouler way of life, it is easy to forget that there are strict laws covering many different things. One of these is drunk driving. Even though you can find drive-thru daiquiri shops and all over the place, you still shouldn't be tempted to drive in Louisiana if you've had any alcohol.

The laws here provide specific penalties for these convictions. Anyone who is out having a good time and then ends up in jail for drunk driving should be aware of the laws and their right to a defense. Here are some important points to know about driving drunk:

Ask for a prenuptial agreement without starting a battle

There is no better feeling than finding the person with whom you want to spend the rest of your life. As you approach your wedding day, you may begin to look toward your future. And when you do so, don't be surprised if you consider the benefits of creating a prenuptial agreement.

While a prenuptial agreement makes perfect sense to you, your soon-to-be spouse may not have the same feelings. He or she may assume that you are asking for a prenuptial agreement because you have plans to divorce in the future. While this isn't true, these feelings can cause you trouble now and later.

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The Law Offices of Ossie Brown
123 Saint Ferdinand Street
Baton Rouge, LA 70802

Phone: 225-424-7388
Fax: 225-334-7824
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