The Law Offices of Ossie Brown
P 225-424-7388

Settling your case: Why delaying a settlement works in your favor

Settlements are how most claims are resolved. You, or your attorney, negotiate directly with insurance companies to determine a fair amount of compensation for you following an injury. The trouble with negotiating with insurance companies is that they want to get away with paying you the least amount possible. That could be problematic, especially if you have serious or long-lasting injuries.

Before you agree to accept a settlement, it's in your best interest to find out how much this injury really costs you. How much will you have to miss work now and in the future? Are you still able to work? Will you be able to participate in a normal life, or do must changes be made as a result of your injuries?

So many factors affect your personal injury claim that it's irresponsible to accept the first settlement you're offered. It's a better plan to have your attorney review your case with you to begin to understand the full impact of what you've been through. Here are a few tips.

1. Avoid settling before you know your injury's extent

If you settle too early, you might cut your medical care short. Consider waiting to settle a claim until you know how long your injury is expected to last and how it impacts you on a daily basis. Consider the kinds of therapies and medical treatments you need to make sure you know the full costs of an injury like yours.

2. Don't settle because of financial pressure

You don't have to settle just because you're under pressure. In most cases, insurance companies can pay your direct medical bills immediately. In the meantime, you can talk to your attorney about the cost of your medical care along with other areas in your life where you're feeling financial losses as a result of your injuries. Adding these losses up and multiplying them by the number of years you're expected to have injuries could help you come up with a fair settlement.

3. Don't try to do it alone

No one has to speak to insurance agents without help. Attorneys receive training in handling claims, which is why many people turn to them for help. It's a good idea to work with your attorney, who can negotiate with the insurance company directly. Your attorney has more education and experience in negotiations, so he or she may end up getting you a better deal than if you try to negotiate on your own.

With everything you've been through, a good settlement is a necessity. Be prepared to negotiate with help, so you can get the best settlement possible.

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The Law Offices of Ossie Brown
123 Saint Ferdinand Street
Baton Rouge, LA 70802

Phone: 225-424-7388
Fax: 225-334-7824
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